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Ellen Montemayor  is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NJ, NY, CA (CA Ins. Lic. # 0I06293), DC, FL, NC, NY, OH, PA, SC, TN and VA. No insurance business may be conducted outside these states referenced.

Ellen Montemayor is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life Company. In this regard, this communication is strictly intended for individuals residing in the states of NJ, NY, OH and  CA . No offers may be made or accepted from any resident outside the specific states referenced.

NYLIFE Securities LLC is a New York Life Company.